Pricing

Pricing that suits everyone

Business

For companies with an annual turnover of less than £2 million.

£12.50 / month

£55 one-off application fee

Streamline your business finances

✓
No credit checks
✓
Four additional cards for business use
✓
Online and mobile account with 24/7 access
✓
Manage Direct Debits and standing orders
✓
Instant domestic payments
✓
Manage and pay bills, invoices, wages and more
✓
International payments in a range of currencies
✓
Full control over permissions, balances and cards
✓
Export statements for your accounting software
✓
Receive free text alerts whenever bills are paid
✓
Load cards directly online or through the app
✓
View statements and monitor business spending
✓
Use fast balance to quickly check your account
✓
Pay cheques in at any Barclays branch
✓
Pay cash in at any Post Office

Corporate

For companies with an annual turnover of £2 million or more.

Custom pricing

Everything business has to offer, plus...

✓
Prepaid cards that can pull from your balance
✓
Your own dedicated account manager
✓
Send payments in bulk
✓
Set up multi-level approvals for payments
✓
Open banking API integration
✓
Multi-account view for all your brands
My experience opening an account with Card One Money was excellent. The staff that attended to me, she is wonderful. I’m truly happy to have a business account with you.
Applied for business account over the weekend I couldn’t believe that I received a call from their customer service on Monday morning and a nice voice on the other end, welcoming me. Katie explained to me most of the service charges and answered all the questions.
Only [account] that was able to offer me international business without jumping through many hoops... Was helped by Jessica who was efficient and very helpful!

Fair with fees

We know how important forecasting is for businesses of all sizes which is why we’re upfront about the low fees that come with both our business and corporate accounts.

Account

Application fee
£55.00
Monthly fee
£12.50 / month
Standing order and Direct
Debit paid out
£0.30
Bounced payment fee
Rejected standing orders and Direct Debits
Free
Foreign currency
transactions
2.75% of the transaction value / purchase transaction
SMS balance enquiry
Additional operator charges may apply
£0.15
Cash credits made via the Post Office
£2.00 + 0.75% of the transaction value / barcode used
Cheque credit
We may cap this charge, per deposit
0.75%
(minimum charge £0.50 per cheque)
Statement copy up to three months
Get your statement by post in 3-5 days
£5.00
Collections/admin letter
£5.00
Subject access
Free
Giro paying in book
£10.00
Cheque credit returned
£5.00
Cash advance
Available at any high street bank
£5.00

Cards

First card
Free
Additional card
£5.00 / month
Replacement card
£3.95
Transfer funds from card to account
Call our team to transfer your money
£5.00 / transaction
Maximum card balance
£5,000.00
ATM within the UK
£1.50
ATM outside the UK
£3.00 + 2.75% of the transaction value

Payments

Next day online
£0.30
Same day online
£7.50
Next day over the phone
£3.50
Same day over the phone
£10.00
CHAPS
£30.00
Electronic credit
£0.30

International payments

Payments in
£10.00
Payments out
£30.00

Closure

Cancellation or redemption
£10.00 to redeem any balance on card after closure

Account

Monthly fee
Custom
Standing order and Direct
Debit paid out
Custom
Bounced payment fee
Rejected standing orders and Direct Debits
Free
Foreign currency
transactions
Custom
SMS balance enquiry
Additional operator charges may apply
Custom
Cash credits made via the Post Office
Custom
Cheque credit
Custom
Statement copy up to three months
Get your statement by post in 3-5 days
Custom
Collections/admin letter
Custom
Subject access
Free
Giro paying in book
Custom
Cheque credit returned
Custom
Cash advance
Visit any high street branch for cash advance
Custom

Cards

First card
Free
Additional card
£5.00 / month
Replacement card
£3.95
Transfer funds from card to account
Call our team to transfer your money
£5.00 / transaction
Maximum card balance
£5,000.00
ATM within the UK
£1.50
ATM outside the UK
£3.00 + 2.75% of the transaction value

Payments

Next day online
Custom
Same day online
Custom
Next day over the phone
Custom
Same day over the phone
Custom
CHAPS
Custom
Electronic credit
Custom

International payments

Payments in
Custom
Payments out
Custom

Closure

Cancellation or redemption
Free
Please contact us to discuss your requirements and we will be able to provide a bespoke pricing plan tailored to your business needs.

There's only one thing left to do

UK-based customer support

If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

Travel money illustration

Need to know more?

Why am I charged a transaction fee for purchases outside of the UK?

Transactions fees are charged for converting your money into a foreign currency. We charge 2.75% of the transaction amount when you use your prepaid card to make a transaction in a currency other than British pounds. For example, if you were to spend £100 outside of the UK we will charge you a £2.75 transaction fee. For currency exchange fees (daily and historical) please visit the Mastercard website.

Do you pay interest?

No, we are unable to pay interest on any funds credited to us.

How do I deposit cash or cheques?

You can deposit cheques using only the bank giro forms provided by us which you then deposit at any Barclays branch. We do not accept cheques payable to a third party and endorsed in your favour.

To deposit cash, simply use the barcode on your online account or app, take your cash and your barcode to any Post Office branch and pay your money in over the counter. You can find your barcode when you log in online or within your app. Cash paid into your account via Post Office branches will be credited to your billing account within 2 working days.

Please see our terms & conditions for details on cheque clearing rules and cash-related charges.

More FAQs