We can have your account ready on the same day that you apply, with no credit checks to hold you up, so you can wave goodbye to long waits and get back to business. All we need to do is verify your identity and residency.
The Card One Money current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.
Managing your Card One Money business account couldn’t be easier, receive funds, make payments and manage company cards simply and securely.
Save yourself a branch visit by applying online. It’s takes no more than 10mins and comes with a one-off fee.
Pay wages, suppliers and bills directly, or set up Direct Debits and standing orders so they’re automatically sorted.
Order up to four cards for your team to use on business expenses and add money directly from your account.
For companies with an annual turnover of less than £2 million.
£55 one-off application fee
Streamline your business finances
For companies with an annual turnover of £2 million or more.
Everything business has to offer, plus...
Save time managing your cashflow by staying on top of incoming and outgoing payments through one account, so you can get back to growing your business.
Manage your finances when it suits your schedule, 24/7. Make payments through your online account or mobile app, where you can also instantly check your balance.
Prepaid business cards come with the convenience of debit cards, whilst only encouraging you to spend what is loaded, helping you to stay on top of budgets.
Order cards for up to four other people within your business and assign different levels of access based on their roles and responsibilities.
We can provide instant domestic payments as well as international payments in a range of currencies, so you can pay staff, partners and suppliers, wherever they are.
Get text alerts every time you receive payments and when you’ve paid your bills.
Tie all your business spending together by using Card One Money data alongside your existing accounting software.
Getting started with Card One Money couldn't be easier. All we need to do is verify your identity and residency, with no need for any credit checks. From there, it’s a piece of cake.
Complete our online form and pay the £55 application fee. Most accounts are then opened within 3hrs.
After identity approval, we’ll send you your account number and sort code, so you can start making payments.
Your company card will arrive within five working days. Your password will arrive in the post separately.
Make a Chip & PIN transaction to enable contactless then start using it for business spending.
If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.
Yes, you can. Simply complete our online application form. If you have any problems or need some help, please get in touch on 0345 241 6775 and one of our advisors will guide you through the process.
Card One Money is a trading style of Spectrum Payment Services Limited who are an FCA Authorised Payment Institution. This means we are not covered by the Financial Services Compensation Scheme. Instead, we have segregated your funds in a safeguarding account with our chosen banking providers (Barclays Bank PLC, National Westminster Bank plc or the Bank of England).
Yes, you can. It couldn't be simpler. We should be able to let you know your account number within 3 working days of receiving your application. Just put your details into your invoice to have payments made directly into your account.