About us - card one money

Delivering financial freedom for all

Our team is dedicated to providing accessible and highly functional accounts not only for personal customers, but for businesses too. With no need for credit checks, branch visits, or long-winded applications, we open accounts quickly and without a fuss.

2007

when we started

600,000

registered personal customers

24,000

registered business customers

Our values

These four pillars help us champion you, the customer, in everything we do. Ensuring we provide the best experience possible to everyone who uses Card One Money.

Make it
happen

We will own the outcome and execute flawlessly against our plans. We need to deliver our part, and influence others to deliver theirs.

Succeed
together

We must pull in the same direction, and think end-to-end beyond silos. We should assume positive intent and bring out the best in each other.

Be the
customer

We should always be asking ourselves if what we’re doing is making our customers’ lives easier and helping them get more for their money.

Go
beyond

We need to care for ourselves and each other, and push ourselves to excel. Every day is a new chance to grow and develop ourselves as well as those around us.

Our story so far...

2007
Set up as Spectrum Payment Services Limited (SPS) in 2007 offering current accounts to personal customers
2012
Business accounts and solutions were introduced in 2012 under the Card One Money and Acorn Account brands
2017
Equals Group Plc acquired SPS in 2017, adding its services to their existing portfolio of money management solutions
2019
Direct settlement accounts with the BoE and membership to the UK’s Faster Payments scheme were granted in January 2019
2021
In late 2021, Card One Money underwent a rebrand, bringing a rejuvenated look and feel to its cards, website, and functionality

Our brands

Equals Group PLC consists of three brands, all working together to provide financial solutions for personal and business customers alike. From travel to business expenses, personal finance to payroll, at Equals, we’ve got it covered.

Equals Money logo CardOneMoney logo FairFX logo

Expert, human support

Our friendly, UK-based customer service team is always on-hand to give you real, human support 7 days a week, 365 days a year.

Travel money illustration